Rather than making transactions online, there is a better and more convenient way to pay for the products you bought. And, of course, this method doesn’t involve you approaching the counter of that retail store and swiping your card. This unique payment technique involves making a call and providing the call operator with some necessary details on your card. Afterward, the call operator should tell you when the payment is made. If you want to check out this unique payment technique, you must know the card details to give the operator over the phone.
The card details you need to give for payment over the phone are: full name as it appears on the card, your delivery address (this might not be the same as your billing address), the lengthy number on the front of the bank card, the 4-digit expiry date, the CVS number (the 3-digit code behind the card).
Over the phone payment option has been around for a while. Most businesses offered this method as a seldom use alternative and the usual chip and pin or contactless option. However, today there has been a rapid change. Nowadays, businesses are now relying on taking payments over the phone, thus enabling them to serve their customers better. To facilitate payment via the over-the-phone method, you will need to provide the phone operator with some essential details on your card. If you don’t know these details, this article is for you.
What Can Someone Do With Your Debit Card Number?
Which Card Details To Give For Payment Over the Phone?
The introduction of debit and credit cards has added gloss to the payment system. One can now pay for goods and services or even transfer money using a plastic card. No need to carry cash around. No need to visit the bank and queue up. With the help of these cards, you can make transactions on the go.
For a long time now (since when credit and debit cards were established), there has been this standard payment option where customers walk into a retail store, select the products they want to purchase, and pay on the spot using their card.
Of course, a huge chunk of us would feel that physical and online payments are the two available options for payment with a credit card. However, you are missing out on one more, and surprisingly, it has been around for a while. The only reason you may not know about it is that it wasn’t quite popular, nor was it frequently used.
However, today, many merchants are embracing this option which allows customers to initiate payment over the phone. Cool, right? Of course, it is! This payment system is a very convenient way to settle a merchant for a purchase. You don’t have to access the merchant’s website and pay; all you need to do is make a phone call, provide the call operator with your card details, and the whole process should be done within minutes.
Of course, many businesses over the world are adopting or reviving this long and forgotten payment option. One of the primary reasons they are doing this is to provide their customers with a more convenient way to make payments. If you aren’t a fan of the internet or those technical online payments app, then I bet you would love this option.
So, if peradventure you purchased a product online and wish to pay using this unique option, how do you go about it? You simply have to call the merchant and provide your card details.]
Ok, which card details are you to provide?
You see, this is where some people get it wrong. People who are new to this method are in the dark regarding the card detail they need to provide for their payment to be processed. If you are one of those fellas, I’ve got you. Below is a little summary of the card details the merchant or call operator would require you to provide?
To initiate a transaction over the phone you will need to provide the call operator with:
- Full name as it appears on the card
- Your delivery address (this might not be the same as your billing address)
- The lengthy number on the front of the bank card
- The 4-digit expiry date
- The CVS number (the 3-digit code behind the card)
Ensure that the details are correct and spelled out as it is written on the card. Also, due to the rising cases of debit card fraud, you have to exercise precaution when giving out your details over the phone. Ensure you don’t give out your card details in a public place as someone somewhere might be paying attention. Pay attention to the environment when giving out these details. If possible, ensure that you are the only one around before reading out the details on your card.
Also, before you give out your details to any merchant, ensure that they have good security measures in place to protect your details in case of an attempted data breach. It is also essential that you confirm that you are dealing with the actual merchant and not some phony double whose aim is to get your card details and rip you off.
Should You Be Worried if a Debit Card Transaction Not Showing Up on Bank Account?
Should You Give Your Card Number Over the Phone?
Making payments over the phone is very cool. It saves you the effort and time of navigating some of those technical transaction apps or the merchant’s website. With a single call, the process can be done in a jiffy. If you wish to embrace this option, one question you need to ask is, should you give your card number over the phone? Is it really safe?
Giving your debit or credit card information over the phone is safe, provided you so in a safe environment. It is totally unsafe to give out your card details in a public space, and this is because you could be overheard.
Before you give out your card details over the phone, always ensure that you are transacting with the right merchant. Also, always be on guard!
